American Express® Preferred Rewards Green Card

No annual fee for the first year - $95 Thereafter Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card* The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase Many other travel and shopping benefits No Pre-Set Spending Limit* Express Approval. Get a decision in less than 60 seconds